Definition: The word "mortgage" translates into Spanish as "cambio de hipoteca". The word "cambio de hipoteca" comes from the Latin root "change of mortgage", which means that a borrower's loan has been altered or modified in some way so that it is no longer their own property. It implies that the owner of the mortgage is giving up ownership of the property and transferring the rights to the lender. In Spanish, the word "mortgage" can be used in various contexts, including: 1. The term "loja de hipoteca" refers to a loan or mortgage agreement between a borrower (the principal) and their lender (the borrower's agent). 2. The phrase "conexión de hipoteca" is used when there are several mortgages on the same property. 3. In legal contexts, when a borrower makes payments on multiple loans, they may refer to themselves as "mortgagee".
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